HomeGuidesAPI Reference

PSLF

Payitoff API: PSLF Schema

The PSLF schema provides details about Public Service Loan Forgiveness contributions.

Schema Definition

PropertyTypeFormatDescription
eligible_paymentsintegerint32The number of eligible payments that have been made to this PortfolioLoan.
expected_forgiveness_datestringdateThe estimated date of the forgiveness event for this PortfolioLoan.
ineligible_payment_detailsarraytype: object
format: IneligiblePayment
An object that identifies the payment and why it is ineligible.
ineligible_paymentsintegerint32The number of ineligible payments that have been made to this PortfolioLoan.
non_qualifying_payment_detailsarraytype: object
format: NonQualifyingPayment
An object that identifies the payment and why it doesn't yet qualify.
non_qualifying_paymentsintegerint32The number of non-qualifying payments that have been made to this PortfolioLoan.
qualifying_paymentsintegerint32The number of qualifying payments that have been made to this PortfolioLoan.
remaining_paymentsintegerint32The number of payments remaining before reaching a forgiveness event for this PortfolioLoan.

Example

{
  "eligible_payments": 78,
  "expected_forgiveness_date": "2025-06-01",
  "ineligible_payment_details": [
    {
      "denial_reason": "You Do Not Have A Bill Due For This Payment Period",
      "description": "In order for a payment to qualify, it must have been a payment you were required to make.\nYou were not required to make any payments during the following periods:\nIn your grace period\nIn a deferment \nIn a forbearance",
      "period": "04/2019"
    }
  ],
  "ineligible_payments": 1,
  "non_qualifying_payment_details": [
    {
      "description": "This payment period is eligible but requires approved employment in order to qualify.",
      "period": "05/2021",
      "status": "Employment Not Certified"
    },
    {
      "description": "This payment period is eligible but requires approved employment in order to qualify.",
      "period": "04/2021",
      "status": "Employment Not Certified"
    }
  ],
  "non_qualifying_payments": 2,
  "qualifying_payments": 76,
  "remaining_payments": 51
}