Changelog
Enhanced Portfolio endpoint
With API v1.0.5
, Payitoff enhances the Portfolio endpoint with a new summary that provides a high-level view of a borrower's entire debt portfolio, as well as a new grouping mechanism that provides outstanding loans grouped within the Servicers they belong to, with more detail where it matters for each Servicer.
Notable changes and updates
The v1.0.5
release introduces more Portfolio details with the following new and updated schemas:
PortfolioSummary
provides a high-level overview of the total financial impact of a borrower's entire loan portfolio.PortfolioServicer
is a new rich object that describes the full picture of a borrower's loan portfolio as held by a single servicer. The borrower's entire Portfolio is now grouped byPortfolioServicer
.PaymentGroup
is a new schema that provides details on the collection into which some Servicers organize borrower loans. These groups are very Servicer-specific—if aPortfolioServicer
does not group borrower loans, this will benull
.GroupMonthlyPayment
is a slightly different monthly payment object that describes payment details for aPaymentGroup
, when aPortfolioServicer
groups loans.MonthlyPayment
has been updated to include a newestimated
property, and is now included at three levels:- included on the
PortfolioServicer
for a total account-wide payment owed to each servicer - included on the
PortfolioLoan
to provide per-loan payment details
- included on the
Immediate Use Cases
We encourage updating your API version to v1.0.5 to enjoy richer data and power your applications to provide better insights and understanding of the overall and per-servicer financial impact of your borrower's entire student loan debt portfolio.
Updated almost 2 years ago